Rent and Mortgage Relief Program

The Regional Housing Partnership serves as an official advisory board, created by the Thomas Jefferson Planning District Commission, in partnership with the public, private, nonprofit, and citizen stakeholders related to housing.

RMRP NEW Program Guidelines

  • RMRP funds can cover 100% of rent/mortgage payments in arrears (April to present)
  • RMRP funds can cover 100% of the current month’s rent/mortgage
  • RMRP funds can cover rent/mortgage through December 2020 (with valid lease/mortgage)
  • RMRP funds can be used by tenants in public housing or with Section 8 vouchers (arrears only)
  • Landlords can apply on behalf of their tenants through Virginia Housing

RMRP Program Summary

As a regional body coordinating activities to provide housing stability in Region 10, the TJPDC is administering the Virginia Department of Housing and Community Development’s (DHCD) Rent and Mortgage Relief Program (RMRP). This program is designed to support and ensure housing stability across the Commonwealth during the Coronavirus pandemic. In addition to stabilizing housing, efforts to help individuals and families maintain their housing is in the interest of public health. Through the RMRP, financial assistance will be provided on behalf of households who are experiencing housing instability due to the pandemic.

Owners, Management Agents, and Landlords

Through the Virginia Rent and Mortgage Relief Program (RMRP), eligible landlords can apply on behalf of their tenants to receive financial assistance for past-due rental payments dating back to April 1, 2020. Funding for RMRP is through the federal Coronavirus Aid, Relief, and Economic Security (CARES) Act. Applications must be received by 11:59 p.m. EST on Nov. 15, 2020 — take action today to see how RMRP may help your tenants make their past-due and current rent payments. Please see the DHCD Flyer – Owners, Management Agents, and Landlords in the resource list and click here for more information.

Program Summary Reports

Resources

How to determine eligibility and apply

Applications will be accepted beginning July 15, 2020.

The Thomas Jefferson Planning District Commission has contracted with the following organizations as Sub-Grantees to implement the Thomas Jefferson Planning District’s Emergency Rent and Mortgage Relief Program. If you are in need of financial support owing to past due rent or mortgage payments because of the Coronavirus pandemic, contact the organization in the city or county where you live:

Locality

Organization / Phone

Albemarle County

City of Charlottesville/United Way: (434) 326-0950

City of Charlottesville

City of Charlottesville/United Way: (434) 326-0950

Fluvanna County

Monticello Area Community Action Agency (MACAA): (434) 842-2521

Greene County

Monticello Area Community Action Agency (MACAA): (434) 260-9956

Louisa County

Monticello Area Community Action Agency (MACAA): (540) 967-9522

Nelson County

Nelson County Community Development Foundation (NCCDF): (434) 263-8074

Program Eligibility

  • Have a valid lease or mortgage statement in their name or other documentation confirming the landlord-tenant relationship; and
  • Have experienced a loss of income due to the Coronavirus pandemic including but not limited to:
  • Those who have been laid off;
  • Those whose place of employment has closed;
  • Those who have experienced a reduction in hours of work;
  • Those who must stay home to care for children due to closure of day care and/or school;
  • Those who have lost child or spousal support;
  • Those who have not been able to work or missed hours due to contracting COVID-19or
  • Those who have been unable to find work due to COVID-10; or
  • Those whose are unwilling or unable to participate in their previous employment due to their high risk of severe illness from COVID-19; and
  • Have a rent or mortgage amount that is at or below 150 percent Fair Market Rent (FMR). View FMR/AMI tables
  • Have a gross household income at or below 80 percent Area Medium Income (AMI) (based on current month’s income). The determination of income includes any unemployment insurance received by a member of the household but does not include one-time payments such as a stimulus check. View FMR/AMI tables

RMRP Program Details

Rent and Mortgage Relief:

Financial assistance for rent and mortgage payments beginning April 1, 2020, & onward. One-time assistance with opportunity for renewal based on availability of funding & the household’s need for additional assistance. If the household returns for additional assistance, current income must be verified. For renters, landlords must not initiate eviction proceedings against the renter for non-payment of rent during the month for which the rent relief payment is paid.

Guidelines for rent and mortgage assistance starting from April 1, 2020:
  • RMRP financial assistance will pay for 100% of the current* month’s mortgage or rent (plus associated fees) and 100% of past due mortgage or rent (plus associated fees) from April 1, 2020 to present.
  • If a tenant owes past due rent prior to April 1, 2020, the landlord must work with the tenant to develop an appropriate payment plan. If a tenant cannot adhere to the conditions within the payment plan, the tenant orlandlord may return to the Rent and Mortgage Relief Program to apply for further assistance, provided the tenant remains eligible and funds are still available.
  • If the tenant or landlord returns to the Rent and Mortgage Relief Program for assistance with payment plans, they can also apply for the current* month’s rent.
  • If a household returns for additional RMRP assistance, current income must be re-verified and the RMRP Landlord and Renter Household agreement updated.
  • To receive this financial assistance, the landlord must agree not to evict the renter for non-payment of rent associated with any of the months for which the rent relief payment is made.
* The current month is determined based on the date in which the application and all documentation has been verified by the grantee. If verified after the 15th day of the month, RMRP funds may also be used for the upcoming month’s rent.

Required Documentation

Overall Required Documentation:
  • Proof of discussion to identify alternate resources; and
  • Proof of income (pay stubs, bank statements, letter from employer, social security documents, pension); and
  • Completed Virginia RMRP Household Eligibility Certification (Attachment B)
  • Completed Virginia RMRP Household Eligibility Certification (Attachment B)
In addition to overall RMRP required documentation provided above, the following documents are required for payment of Rent and Mortgage Relief:
Rent Relief:
  • Valid lease in the Tenant’s name with a landlord that is in compliance with tenant/landlord laws.
  • Landlord affidavit (includes a W-9 IRS form) stating the tenant is past due in rent and detailing the total rent amount owed including any late fees in compliance with CARES Act and Virginia House Bill 1420.
  • RMRP Landlord and Renter Household Agreement (Attachment C)
Mortgage Relief:
  • Mortgage Statement in the Homeowner’s name.
  • Documentation that the household has been deemed ineligible or been denied forbearance from their lending institution.
  • W-9 IRS form from lending institution.

Rent and Mortgage Relief Payment Requirements

Payments will be made directly to landlords, property management companies, or mortgage lending institutions.

Required Documentation

Overall Required Documentation:
  • Proof of discussion to identify alternate resources; and
  • Proof of income (pay stubs, bank statements, letter from employer, social security documents, pension); and
  • Completed Virginia RMRP Household Eligibility Certification (Attachment B)
In addition to overall RMRP required documentation provided above, the following documents are required for payment of Rent and Mortgage Relief:
Rent Relief:
  • Valid lease in the Tenant’s name with a landlord that is in compliance with tenant/landlord laws.
  • Landlord affidavit (includes a W-9 IRS form) stating the tenant is past due in rent and detailing the total rent amount owed including any late fees in compliance with CARES Act and Virginia House Bill 1420.
  • RMRP Landlord and Renter Household Agreement (Attachment C)
Mortgage Relief:
  • Mortgage Statement in the Homeowner’s name.
  • Documentation that the household has been deemed ineligible or been denied forbearance from their lending institution.
  • W-9 IRS form from lending institution.